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Route to Passive Income

It is never too early to plan for retirement

Sep 2014 Portfolio Update - Growing My Passive Income

Sep 2014 Portfolio Update - Growing My Passive Income

September 30, 2014 01:50:00 pm
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Added a lot of Starhill Global Reit and CaptiaMall Trust to the Portfolio in September. Also bought another 400 shares of Nikko AM STI ETF. I was allocated 15 shares of Fraser Commercial Trust because I participated in their scrip dividend scheme. Portfolio is growing slowly but surely.

Passive Income > Active Income

Passive Income > Active Income

September 26, 2014 12:09:00 pm
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Source: A Singaporean Stockmarket Investor blog I am an active reader of A Singaporean Stockmarket Investor (ASSI) blog because I am really inspired by AK and his articles. In one of his articles on money management and motivation, an image (left) caught my attention. It was about the end goal of only utilizing your passive income for expenses. In order

Leading a Sound Financial Lifestyle

Leading a Sound Financial Lifestyle

September 16, 2014 05:31:00 pm
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You might not have noticed it but you have been leading a financial lifestyle of your choice. A lifestyle that subconsciously direct the way you spend or save money. In general, there are three categories of common financial lifestyle: A Lifestyle based on Credit (Cards) You are leading a life beyond your financial means and almost everything is

Take Charge. Plan Ahead - MoneySENSE

Take Charge. Plan Ahead - MoneySENSE

September 13, 2014 04:27:00 pm
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Take Charge. Plan Ahead - MoneySENSE Image
"Sometimes we need a little reminder of how our spending can get out of hand when really, we need to take charge of our money and plan ahead. Especially if we have loved ones, like an elderly parent, who depend on us." - Extracted from MoneySENSE A short video by MoneySENSE encouraging people to take charge of their

Dollar Cost Averaging the Index ETF

Dollar Cost Averaging the Index ETF

September 08, 2014 06:21:00 pm
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In one of my previous entry, STI ETF is a Simple Way to Profit, I mentioned that I would prefer to do Dollar Cost Averaging on the Straits Times Index (STI) Exchange Traded Fund (ETF) based on the current level of the STI. The STI is currently trading at 3,337 points after the low of 2,953 points in

Reaching 55 - A Video by CPF Board

Reaching 55 - A Video by CPF Board

September 08, 2014 11:18:00 am
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Reaching 55 - A Video by CPF Board Image
CPF Board is going the distance to communicate with Singaporean with their latest video. A simple video to explain: 1. What happens to your CPF when you turn 55? 2. What happens if you do not meet the CPF Minimum Sum? Understanding how the current CPF system works is important for you to make your retirement plans. When

Enhanced Lease Buyback Scheme gives more cash upfront

Enhanced Lease Buyback Scheme gives more cash upfront

September 04, 2014 01:02:00 pm
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In the National Day Rally 2014, PM Lee announced that the Lease Buyback Scheme (LBS) will be extended to 4-room HDB flats. Other changes were announced yesterday. All changes will come into effect on 1 April 2015. See the info-graphic, provided by the Ministry of National Development, below. Source: Ministry of National Development - dated 4 September 2014

Lim Siong Guan - The Face of Frugality and Humility

Lim Siong Guan - The Face of Frugality and Humility

September 03, 2014 10:51:00 am
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Lim Siong Guan - The Face of Frugality and Humility Image
Source: The Straits Times - dated 2 September 2014 - ST Photo: Desmond Lim What a story (Read: "Lim Siong Guan: Superman, Yoda, change crusader")! He is a Group President of The Government of Singapore Investment Corporation (GIC) but: takes a train to Raffles Place, then walks 20 minutes to Robinson Road as a form of exercise personal

72, The Magic Number for Compounding Interest

72, The Magic Number for Compounding Interest

September 02, 2014 12:54:00 pm
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72, The Magic Number for Compounding Interest Image
Apart from winning the lottery, compound interest can slowly transform your small investment account into large fortunes over time. Some people have all the luck to win 4D or Toto (Singapore's versions of lottery). Before I ever get lucky, the power of compound interest will be my best friend. Just the other day, I was reading an article

Aug 2014 Portfolio Update - Growing My Passive Income

Aug 2014 Portfolio Update - Growing My Passive Income

September 01, 2014 01:13:00 pm
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* 100 units per lot Added a lot of Starhill Global Reit and Suntec Reit to the Portfolio in August. Also bought another 3 lots of Nikko AM STI ETF.