I was reading Budget Babe - How to Save More than $100,000 before 30 (Without working in Finance) and was just trying to recall whether I did manage to save S$100,000 before 31, 30, 29, 28 or 27. Honestly, I really can't recall. No Plan. Just Save. Back then, I did not really plan for an amount I needed
Who doesn't love the 'rental $$$' from your REITs?
Who doesn't love the 'rental $$$' from your REITs?
Most of us will know that the S-REITs (Singapore Real Estate Investment Trust) are trust manged by REIT managers to invest in income generating real estate properties such as shopping malls, offices, hotels, etc. REITs generate their revenue mainly from the rental income of their properties and it is a mandate to distribute at least 90% of their
Passive Income Trooper on Facebook (like finally)
Passive Income Trooper on Facebook (like finally)
Finally, we have a Facebook page. (Shamelessly) Asking the readers to Like the page (the Like button is on the right of this blog). Hope those that have visited this blog over the last 1.5 years will continue to show their support. This blog is about documenting my investing journey and I really hope it could inspire anyone,
Letter (to self) to be open on 31st Dec
Letter (to self) to be open on 31st Dec
I just did my year-end appraisal for 2015 last month. Exactly, a year ago, at the start of 2015, my boss wanted us to write our business and personal goals for the year on a piece of paper and sealing it in an envelope (before passing it to him for safe keeping). He did not want to know
The Value of Money
The Value of Money
I came across the image (see below) below in Facebook and just totally resonated with it. I remember how my dad had to work shifts just to put food on the table. I will consider ourselves a low-income family back then. We (siblings and I) could not have any "luxury items" our classmates were having. Those times, it
6M 2016 'Balance Sheet'
6M 2016 'Balance Sheet'
6 months have passed since I posted my "2015 Balance Sheet" - Annual Report - 2015 [> S$500,000]. It has always been a yearly ritual since August 2012. However, moving forward, I will like to know my progress at the half way mark and push myself to achieve higher goals at the end of my report card. "I define
Minimum Sum of S$564,797 in Year 2047?
Minimum Sum of S$564,797 in Year 2047?
Just few months back, I received a cold call asking if I was interested in an annuity product from an established insurance company. I decided to hear more from the agent and fixed a date for a coffee. Of course, I learned about their annuity product - why Singaporeans need it (blah... blah... blah...)? Retirement is getting expensive,
Perpetually Overspending even with a High Income
Perpetually Overspending even with a High Income
The impulse to overspend with credit cards can happen to anyone. I am no angel and do splurge on holidays (that were over my budget). We all know, and I hope everyone knows, charging more to your credit card than you can pay off when your bills arrive can lead to huge interest charges (plus late fee charges
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